Monday, February 14, 2022

Valentines Day Romance Scam Reminder

Senior West Virginians are targets for romance scams. The scammers are so good at convincing you that their love is real, even when it is really just a relationship designed to get you to give them your money, or unknowingly participate in a money mule scheme.

There are a few clues that can help identify when your true love on the internet is not true at all.

  • They are far far away. Never close enough for a visit, and when they do plan a visit there is always a last minute excuse they can't make it.
  • It happened so fast. Real relationships take time, but scammers make you believe it is love at first internet sight, they'll instantly say you are soulmates and use lots of honey and babe terms of endearment fast.
  • They just need a little money for something sudden and important. Usually they want it a very specific payment method, like through a gift card or Western Union. Then the demands get bigger and switch, like to a money mule scam.
  • True love is not jealous. If your far away sweetheart starts getting upset with you and jealous because you talk to other people including your friends and family, that is a big red flag something is not right. Don't ignore it. Being hot and cold with you and making you worried you'll upset them is called gaslighting. It is designed to push you to do things you wouldn't do if you if you were feeling calm and had time to think.
  • Here are a few things you can do to protect yourself from romance scams:

  • Don't ever give your online/telephone sweetheart your bank information, social security number, or other personal details like your mom's maiden name, the street you grew up on, your first car model, etc.
  • Be ready to say NO to requests for money, no matter how urgent or reasonable it sounds.
  • Stop. Hang up. Walk away for a minute. Think. Don't feel pressured to do anything in a rush, urgency is a classic tactic of scammers.
  • Tell someone you trust as soon as you get a feeling something is not right. This can be very hard. It can be embarrassing. But someone you really know you can trust can be the lifeline that saves you from making a small loss into a huge loss.
  • If you are at least 60 years old and a West Virginian you can call and talk to a lawyer for free about scams, financial exploitation, or any civil legal problem or question. 1.800.229.5068.

    Saturday, February 12, 2022

    Black history is West Virginia history

    In observance of Black History Month, West Virginia Senior Legal Aid remembers those brave people who decided to challenge the many inhumanities of slavery in America.

    Virginia’s population before the Civil War included the largest number of enslaved people in the country at that time. Slavery was legal in 15 states before the Civil War.

    The mountainous areas that would become West Virginia also included slave-owning people. Abolitionists lived within Virginia’s borders as well. They and African Americans were committed to helping enslaved people on their torturous and dangerous journey to freedom.

    The Underground Railroad had, by necessity, to be a very secret organization. Operating from the 1830s through the end of the Civil War around the country, no formal records were kept or photos taken of the people or process.

    Those making this perilous journey to freedom were not given maps or provisions. If they were fortunate enough to find a road leading north, northeast or northwest and could appreciate that was the best direction to go, they stood a better chance.

    Should they try to hitch a ride on a wagon? Even if it were driven by a black man, what if the driver turned them in? How would they know where they were safe from capture? How would they get enough food to keep on traveling? Nighttime was their friend for moving around, but their lack of familiarity with an area would be a great danger to them.

    the Ramsdell House in Ceredo WV
    For those who escaped from whatever plantation or farm and were able to reach the small town of Ceredo along the Ohio River, there was aid. Built by Zopher Ramsdell in 1858, his two-story brick house contained a place to hide before crossing into Ohio, a free state. A trap door in the floor of the home led to a crawlspace and cellar for shelter.

    Oral histories have confirmed that the home was a last stop on the Underground Railroad before freedom.

    Ramsdell and a number of others had moved from New England to Ceredo for the purpose of participating in the Underground Railroad. The anti-slavery group established the town in 1857. A shoemaker by trade, he built a shoe and boot factory in the area. Ramsdell House is now a museum open for free tours.

    “Aunt Jenny” was a conductor on the Underground Railroad. Between Parkersburg and Belpre, Ohio during the 1840s, she aided runaway slaves fleeing through the area by notifying agents across the river of their presence and gathering information about slave catchers who would earn a bounty for each captured slave.

    Historians believe that Aunt Jenny was a Black woman named Edna Sutton. Her brave efforts have been commemorated on a historic marker in Point Park in Parkersburg.

    On WV Rt. 18 near New Milton in Doddridge County is the two-story brick home of Deborah and Jepthah Fitz Randolph. Members of the Seventh Day Baptist religious denomination, the Fitz Randolphs were abolitionists and were known for opening their home, built in the late 1840s, as a temporary stop for runaway slaves.

    The home is in private hands today and still stands as a testament to the will of those who risked their own lives and freedom to help, at any time of the day or night, those who were desperate to live as free people.

    All of those mentioned here lived to see the end of slavery and West Virginia becoming the nation’s 35th state, a free state, in 1863.

    This article is contributed by Deb Miller

    Tuesday, January 11, 2022

    QR code and cryptocurrency scamming

    New year, new scam spins. The FTC is warning that there are some fresh ways that scammers are separating you from your money this year and they are using QR codes and cryptocurrency.

    First, you get a call or a message from maybe a government agency (an imposter, of course), or perhaps a romantic interest you met online. They convince you to send money for some urgent purpose. They stay on the phone with you directing you to a local crypto ATM machine.

    Then after you buy some crypto currency at the machine they send you a QR code. You scan the QR code with your phone and the crypto goes straight to their address.

    And your money is gone. Fast.

    Remember, no government agency will demand payment in a call. No government agency will request payment in crypto. You haven't won any prize, and your online love interest is not who they say they are if they are asking you for money.

    Recognize the warning signs, talk about them with your friends so we all know what is out there, and before you give your money to anyone STOP, hang up, and take just a minute to calmly think about it.

    If you are a West Virginia resident age 60 or over you can talk to a lawyer in private for free about scams, money, planning, or any other legal issue at West Virginia Senior Legal Aid 1.800.229.5068.

    Monday, January 03, 2022

    Fraud Alert: Don't click on texts about vaccine status and drivers license validation

    From the WV Department of Health and Human Resources:
    "1/1/2022

    The West Virginia Department of Health and Human Resources (DHHR) has received reports of individuals receiving spam text messages asking them to validate their driver’s license through the state’s Division of Motor Vehicles in partnership with the U.S. Centers for Disease Control and Prevention.

    No such message has been generated by DHHR and should be immediately deleted. Do not click on the link provided in the text message.

    The spam text message reads: “West Virginia Covid-19 Vaccine Driver License Waiver Validation. Validate your details below” (with a clickable link). It then states, “Department of Health l State of West Virginia. Text “STOP” to stop msg.”

    An additional spam message reads: “The Centers for Disease Control and Prevention (CDC) in partnership with the West Virginia State DMV requires an immediate validation of your Covid-19 status. This is a waiver validation update and a compulsory one-time validation for all West Virginia residents.”

    DHHR will never ask for personal information via text message."

    Don't click on any of it, don't reply to any of it, and delete the text messages if you get them. Tell your friends about this scam so they recognize it before they get scammed by it.

    If you are at least 60 years old and a West Virginia resident with concerns about this scam or any other legal question or problem you can talk to a lawyer for free at West Virginia Senior Legal Aid 1-800-229-5068. Have a safe new year!

    Wednesday, November 10, 2021

    Thank you senior West Virginia veterans! WV Senior Legal Aid is open on Veterans Day to serve.

    West Virginia Senior Legal Aid will be open on Veterans Day 11/11/21. We thank our senior veterans for their service and are here to serve your legal needs. 1.800.229.5068 http://seniorlegalaid.org

    Tuesday, October 19, 2021

    Heads Up: Medicare Annual Enrollment now through December 7, 2021

    >Over 439,000 West Virginians are Medicare beneficiaries. There is a lot to know about Medicare. Here are a few tips for figuring what you need to do during this annual enrollment period:

    1. If you didn't enroll in Medicare when you were first eligible your opportunity to enroll is now.
    2. If you want to make changes or switch plans for Part D prescription drug coverage your opportunity is now.
    3. If you want to leave original Medicare provided by the government and go to a Medicare Advantage Plan provided by a private insurance company, or switch back from an advantage plan to original Medicare, the time is now.
    4. There is no one-size-fits-all answer to what you should do now, and there is a lot to know. You can get assistance from trained Medicare counselors through the West Virginia SHIP program (877) 987-3646. 
    Be careful not to enroll in something that you don't understand or aren't confident is right for you. Recognize that if you enroll in a Medicare Advantage Plan you are leaving original Medicare. For some beneficiaries this makes sense and for some it does not, so get good advice from a neutral trained counselor. It's not wise to rely only on the advice offered by a sales agent from an insurance company.

    One important difference between original Medicare and Medicare Advantage Plans: your preferred doctor and your preferred hospital both accept original Medicare, but advantage plans only cover doctors and hospitals within their plan networks.

    Be aware of the source of the information you are using, and consider the motives and biases of the source. Old tv and sports stars are not doing commercials for the government, they work for private insurance companies selling products.

    Last tip: don't wait until the last minute to seek help during this Medicare Annual Enrollment Period. If you get good quality advice in time to think about your options you are more likely to make the best choice for yourself and get properly enrolled in what you need.


    Friday, July 16, 2021

    Are conservatorships really that Toxic? Britney Spears is using her voice to show what a Circus it has been for her.

    The news about Britney Spears in court trying to take back control of her life and money has raised questions about guardianship, conservatorship, legal rights to make your own choices, and how you can take back control.

    Q: What is #FreeBritney?

    A: #FreeBritney is a hashtag that has been used to garner attention regarding Britney Spears and the conservatorship she is under. This movement has been going on for quite some time, but has gained much more popularity in recent months as Spears has expressed to the court that she wants to regain control of her own life.

    Q: What is a conservatorship?

    A: Guardianships and conservatorships are governed by state law, so the definitions can vary by state. In West Virginia, a guardian is a person appointed by the Circuit Court who is responsible for the personal and medical decisions of a “protected person” (someone who doesn’t have the capacity to take care of themselves). A conservator is a person appointed by the court who is responsible for managing the financial affairs of a protected person. The same person can fill both roles or the court can assign the roles to two different individuals. Sometimes only one or the other is necessary to be appointed. Read the entire state statute here.

    Q: Why is Spears under a conservatorship?

    A: Beginning in 2007, Britney experienced erratic behavior in public that resulted in her mental stability to be questioned, not only by those close to her, but by her fans and the general public. In 2008, Britney’s father, James Spears, successfully petitioned a California court to appoint him as her conservator, which under California law meant Britney no longer had the legal right to make her own personal, medical, and financial decisions. Because the court granted his petition, James Spears controlled Britney’s personal and medical decisions (who she had contact with, where she lived, when she visited her children, and, most infamously, decisions about her birth control) while he shared control of her finances with a court appointed co-conservator, attorney Andrew Wallet. In 2018 the conservatorship was modified, and from that time until the present, James Spears shares control of Britney’s finances with Bessemer Trust, an estate management firm, while a court appointed professional, Jodi Montgomery, controls her personal and medical decisions.

    Q: Will the conservatorship last forever?

    A: Conservatorships in most states are usually ordered to be permanent, though the protected person or another individual can later petition for termination or change if the circumstances that led to the conservatorship have changed. Only a court can determine the answer to this. Beginning in 2007, Britney experienced erratic behavior in public that resulted in her mental stability to be questioned, not only by those close to her, but by her fans and the general public. In 2008, Britney’s father, James Spears, successfully petitioned a California court to appoint him as her conservator, which under California law meant Britney no longer had the legal right to make her own personal, medical, and financial decisions. Because the court granted his petition, James Spears controlled Britney’s personal and medical decisions (who she had contact with, where she lived, when she visited her children, and, most infamously, decisions about her birth control) while he shared control of her finances with a court appointed co-conservator, attorney Andrew Wallet. In 2018 the conservatorship was modified, and from that time until the present, James Spears shares control of Britney’s finances with Bessemer Trust, an estate management firm, while a court appointed professional, Jodi Montgomery, controls her personal and medical decisions. uested a hearing regarding her conservatorship. During a California probate court hearing in June, Spears was able to directly address the judge via telephone. Spears told Los Angeles probate judge Brenda Penny she is “not happy” and “traumatized.” (Full transcript here). In July, the court ruled Spears has the right to hire her own attorney in the case. Depending on what the court decides, it could go on Until the World Ends. But it sounds like Spears will seek an attorney to help achieve her goal of ending the conservatorship.

    Q: Are guardianships/conservatorships always a bad thing?

    A: No. For an adult who is not capable of managing money, medical, or personal decisions well enough to maintain a safe life a good guardian or a conservator can provide that help. But a guardianship or conservatorship should be the last resort imposed by a court only if lesser restrictive options cannot adequately protect the person. Sometimes an informal team of friends, family, and others is all that is needed to help a person maintain independence safely. Supported decision making can avoid the need for guardianship and conservatorship for many people.

    If you are at least 60 yrs old and a West Virginia resident and have questions, you can talk to an attorney for free at WV Senior Legal Aid, 1.800.229.5068.

    contributed by Alexis Schneider, Public Interest Law Fellow at WVSLA

    Wednesday, June 16, 2021

    Juneteenth: You are not free until you know you are free

    Many of us never learned in school about Juneteenth. We may have learned about General Lee's surrender at Appomattox or President Lincoln's Emancipation Proclamation as the end of slavery in America, but for many African Americans it would actually be two and half years that they were freed.

    In Galveston, TX on June 19, 1865 federal troops arrived to take over Texas and impose General Gordon Granger's order No. 3 that all slaves were free and had equal rights.

    This day has been celebrated as Jubilee Day or Freedome Day in various places since then, but now nationwide we celebrate it as Juneteenth.

    No matter what the law says, if you don't know you have rights you don't really have rights.

    West Virginia Governor Jim Justice has enacted a proclamation making Juneteenth a paid holiday for state workers, to be celebrated this year on Friday, June 18. https://governor.wv.gov/Documents/2021%20Proclamations/Juneteenth-%2006-17-21.pdf

    At West Virginia Senior Legal Aid we celebrate liberty and justice on Juneteenth, and everyday we strive to continue the fight for racial equity in our state and across the country and the world.

    Tuesday, June 15, 2021

    Today is World Elder Abuse Awareness Day

    According to the World Health Organization at least 1 in 6 people age 60 or older experienced abuse in the past year.

    Elder abuse can take many forms, including physical violence, neglect, financial exploitation, sexual abuse, or psychological abuse.

    If we truly respect our elders we cannot allow this to continue. Today is a day dedicated to raising awareness about elder abuse so we can stand up and take action to protect every older person from any form of abuse.

    You can learn about elder abuse here. https://www.who.int/news-room/fact-sheets/detail/elder-abuse

    A small action that you can take to prevent elder abuse is to talk about it and help raise awareness. You can check on an older neighbor and let him or her know you are available to help and can be trusted. You can tell your legislators that elder abuse is an important concern in our commmunity.

    Monday, June 14, 2021

    Mountaineers Aging with Pride series: LGBTQ+ and Planning for Aging

    Planning for aging as an LGBTQ+ senior. According to SAGE and the National Resource Center on LGBT Aging, LGBT older people are 2x as likely to be single and live alone as well as 4x less likely to have children. While this is not a bad thing, it does pose some unique considerations for LGBT persons as they age. Some of these considerations include deciding who you would like to allow in a hospital or care facility with you, who can assist you in making financial decisions, and what will happen to your assets when you die. Laws frequently assume biological families will be there for the aging process, but the laws are not necessarily built for families of choice. By doing some legal planning in preparation for the aging process, you can help ensure you have the people you want by your side.

    All of these issues are particularly true in West Virginia, especially in our more rural communities. It can be harder to rely on support built through social networks in more isolated areas, making planning that much more important. There are various planning steps you can take depending on your unique wants and needs. Advanced medical directives, Transfer on Death Deeds, and supported decision making clauses in Powers of Attorney are just a few of the potential tools for helping you plan for aging. WVSLA can help with these and more! WVSLA celebrates LGBTQ+ senior West Virginians, and seeks to serve your legal needs. If you are at least 60 years old and a West Virginian you can talk to an attorney for free by calling 1.800.229.5068

    contributed by Alexis Schneider, Public Interest Law Fellow at WVSLA

    Thursday, June 03, 2021

    Mountaineers Aging with Pride series: Landmark US Supreme Court decision protects rights of LGBTQ employees

    Bostock v. Clayton County Who went to court and what happened?
    What does it mean for WV?

    Landmark Supreme Court decision protects rights of LGBTQ employees. On June 15th, 2020, The Supreme Court of the United States made a landmark decision in Bostock v. Clayton County Board of Commissioners.The Court heard a combination of three cases regarding employees being fired; two for their sexual orientation and one for their gender identity. The Court ruled that under Title VII of the Civil Rights Act of 1964, employees were protected from discrimination based on their sexual orientation or gender identity. The Act prohibits employers from “discriminat[ing] against any individual . . . because of because of such individual's race, color, religion, sex, or national origin . . . .” It was decided that although gender and sexual orientation are not equivalent to sex, discrimination based on gender and sexual orientation cannot be done without a reliance on sex-based discrimination. Sexual orientation and gender identity do not have to be the only reason an employee is fired, they need only be part of the employer’s decision in order for the employer to have violated Title VII.

    What does this mean for West Virginians? This decision may have wide ranging impacts for LGBTQ+ people, including those who call the Mountain State home. This particular provision applies to more than just firing employees. It prevents discrimination in hiring, compenation, terms, conditions, and privileges of employment. Now, employers with over 15 employees can be sued for discriminating against applicants and employees because of their sexual orientation or their gender identity. LGBTQ+ employees in West Virginia are protected from discrimination based on their gender and sexual orientation in cases where Title VII applies. So while our state human rights code does not explicitly list sexual orientation and gender identity as protected classes, these are now considered federally protected classes in employment.

    contributed by Alexis Schneider, Public Interest Law Fellow at WVSLA

    Thursday, April 29, 2021

    Federal Emergency Broadband Benefit coming soon! enrollment opens 5/15/21

    We'll post more info about this soon, but in the meantime you can learn more about this benefit from the FCC website here https://getemergencybroadband.org/

    Wednesday, April 14, 2021

    Federal funeral assistance benefit from FEMA for COVID-19 deaths

    The Federal Emergency Management Agency (FEMA) has announced a program offering funeral assistance for COVID-19 deaths in the United States since January 20, 2020.

    Who is eligible to apply?

    Those who paid for funeral expenses since January 20, 2020 for an individual whose death in the United States was caused by or likely caused by COVID-19.

    If someone else helped you pay for funeral expenses can they also apply for COVID-19 Funeral Assistance?

    FEMA will generally only provide COVID-19 Funeral Assistance to one applicant per deceased individual.

    How do you apply?

    Unfortunately there is no paper application or online application available. The only way to apply at this time is by calling FEMA's COVID-19 Funeral Assistance Line Number,
    1-844-684-6333
    TTY: 1-800-462-7585 Monday through Friday between 9am and 9pm Eastern Time. Callers will be asked questions to get registered for the rest of the application process. You'll probably get a busy signal many times so you might have to keep on trying to get through.

    What information will you need to give when you call to apply/register?

    The applicant responsible for COVID-19 funeral expenses will need to provide the following information below when they call FEMA to register for assistance. We recommend gathering this information now as we prepare to open the application process.

    • Social Security number for the applicant and the deceased individual
    • Date of birth for the applicant and the deceased individual
    • Current mailing address for the applicant
    • Current telephone number for the applicant
    • Location or address where the deceased individual passed away
    • Information about burial or funeral insurance policies
    • Information about other funeral assistance received, such as donations
    • CARES Act grants and assistance from voluntary organizations
    • Routing and account number of the applicant’s checking or savings account (for direct deposit, if requested)

    After your registration call you will have to submit documentation which can be done online or by mail.

    What documentation is required to submit after registration?

    You must provide

    • a copy of the death certificate,
    • proof of funeral expenses incurred, and
    • proof of assistance received from any other source.

    The death certificate must indicate the death was caused by, “may have been caused by” or “was likely a result of” COVID-19 or COVID-19-like symptoms. Similar phrases that indicate a high likelihood of COVID-19 are considered sufficient attribution. Documentation for expenses (receipts, funeral home contract, etc.) must include the applicant’s name as the person responsible for the expense, the deceased individual’s name, the amount of funeral expenses, and that funeral expenses were incurred after January 20, 2020.

    The applicant must also provide FEMA with proof of funds received from other sources specifically used for funeral costs. COVID-19 Funeral Assistance may not duplicate benefits received from burial or funeral insurance or financial assistance received from voluntary agencies, government programs or agencies, or other sources. COVID-19 Funeral Assistance will be reduced by the amount of other assistance the applicant received for the same expenses.

    What if you received life insurance benefits or expect you might receive life insurance benefits?

    Funeral expenses that were paid for with pre-paid funeral insurance are considered to be a duplication. So are funeral expenses that have already been paid for with burial or funeral insurance. But life insurance proceeds are not generally considered a duplication of benefits.

    What funeral expenses are covered?

    COVID-19 Funeral Assistance will assist with expenses for funeral services and interment or cremation. Any receipts received for expenses that are not related to funeral services will not be determined eligible expenses. Expenses for funeral services and interment or cremation typically include, but are not limited to:

    • Transportation for up to two individuals to identify the deceased individual
    • Transfer of remains
    • Casket or urn
    • Burial plot or cremation niche
    • Marker or headstone
    • Clergy or officiant services
    • Arrangement of the funeral ceremony
    • Use of funeral home equipment or staff
    • Cremation or interment costs
    • Costs associated with producing and certifying multiple death certificates
    • Additional expenses mandated by any applicable local or state government laws or ordinances

    For more information about this new FEMA benefit see www.fema.gov/disasters/coronavirus/economic/funeral-assistance/faq

    If you personally are at least 60 years old and a West Virginia resident with questions about this or other legal issues, you can talk to an attorney for free at West Virginia Senior Legal Aid 1-800-229-5068.

    Monday, April 12, 2021

    Receiving strange tax documents might mean identity theft

    You may have been a victim of unemployment benefits fraud and not even known about it. Until you get a 1099-g in the mail you know nothing about.

    If you get any suspicious tax documents in the mail that don't make sense to you, or if you tried to file your tax return and it got rejected by the IRS because they say your taxes have already been filed, you might be a victim of identity theft.

    Ignoring it won't make it go away, and eventually it might cause you a problem. It is likely to be easier to resolve the quicker you start to take action.

    West Virginia seniors age 60 and over can talk to a lawyer for free about these and other legal problems by calling West Virginia Senior Legal Aid at 1-800-229-5068.

    Tuesday, April 06, 2021

    3rd stimulus payments for many SS, SSI, SSDI starting tomorrow!

    If you receive Social Security, SSI, or Social Security Disability income by direct deposit or Direct Express card and don't file federal tax returns you may receive your 3rd stimulus payment as early as tomorrow.

    The Social Security Administration sent updated beneficiary contact and bank account information to the IRS in late March, and we have been waiting for the IRS to publish information about when and how the third stimulus payments would be received. The IRS online Get My Payment tool has been showing Status Unavailable for so many folks trying to find out when they should expect their payments.

    However you receive your monthly benefits from Social Security Administration is how you should expect to receive this payment from the IRS, which for most folks is either by direct deposit or Direct Express card.

    The income limit to be eligible for the full payment of $1400 is $75,000/yr. If you have qualifying dependents you may be eligible to receive $1400 payments for each of them, too, including dependents who are over the age of 17. If you receive your stimulus payment, but you have a qualifying dependent that should make you eligible for additional money, you may have to file a tax return next year for 2021 to get a tax credit for the amount you were eligible for but did not receive.

    This third stimulus payment is not generally subject to government debt garnishment, so if you owe child support or back taxes you should still be able to receive this payment.

    If you are a West Virginian age 60 or over and have questions or concerns about your stimulus payments, or other legal questions or problems you can call WV Senior Legal Aid and talk to an attorney for free at 1-800-229-5068.

    Tuesday, March 30, 2021

    Low-income Social Security, SSI, SSDI recipients: When am I getting my 3rd stimulus payment?

    We still don't know. According to a statement from Social Security Administration (SSA) Commissioner Andrew Saul published Friday, March 26, the SSA has turned over updated contact and bank account information for SS, SSDI, and SSI beneficiaries to the IRS for the purpose of getting payments to beneficiaries who did not file 2019 or 2020 federal tax returns. The IRS actually issues the payments. Of course, many low-income beneficiaries do not normally file federal tax returns because they aren't required to. Many of these low-income folks really need this stimulus money as soon as possible, and the delays and uncertainty are a burden for them.

    The American Rescue Plan (ARP), the federal legislation that authorized the 3rd stimulus payments, has different criteria and limits than the first two stimulus payments. Generally eligible individuals should receive $1400 each, and payments at the full $1400 for each of their dependents of any age, as well.

    Low-income seniors and people with disabilities make up the pool of people still waiting for payments and answers. Many are grandparents raising grandchildren or senior caregivers with adult dependents who can really use this money and would likely spend it back into the economy quickly.

    For beneficiaries who have not filed taxes we still don't know if the IRS will provide a way to report your dependents so you get the correct amount of stimulus payment. For the first 2 rounds of stimulus payments the IRS had an online tool available to do that, especially helpful for folks who do not otherwise need to file taxes. The IRS has not announced whether that tool, or something like it, will be available for this third round. If these low-income beneficiaries with dependents have to file taxes it will require a huge amount of resources to make tax assistance to all these people quickly, and many will miss out on the additional dependent payments.

    As soon as the IRS announces more information how and when low-income SS, SSDI, and SSI beneficiaries can get their 3rd stimulus payments we will publish it here. Every American needs to know with certainty from credible sources when and how to expect the stimulus payments so they can protect themselves financial exploitation and scams.

    Any West Virginia senior age 60 or over with a legal problem or question can contact West Virginia Senior Legal Aid to talk to a lawyer for free at 1-800-229-5068.

    Monday, March 22, 2021

    Mountaineer Rental Assistance Program now open and accepting applications

    If you are a renter who is struggling to pay rent or utilities because of financial hardship due to the Coronavirus, you may be eligible for assistance from the The Mountaineer Rental Assistance Program (MRAP). MRAP is now open and accepting applications.

    Eligible tenants must have:

    • household income under 80% of the Area Median Income (AMI) which varies by county, see the chart here www.wvhdf.com/wp-content/uploads/2021/01/Income-Limits-Eff-4.1.2020-80.pdf
    • one or more household members suffering financial hardship due to the pandemic (such as a period of unemployment, reduction in household income, incurring significant costs)
    • one or more household members at risk of homelessness because of past due utility or behind on rent

    Kinds of payments that can be covered include rent, past due rent, past due utilities and energy costs.

    Payments due April 1, 2020 and after can be eligible for coverage.

    There is no cap on the assistance amount available to a renter, but there is a 15 month limit total, and there are some limits for certain kinds of payments.

    Even HUD and other housing beneficiaries can be eligible for assistance but only for the amount owed by the tenant that is not covered by another benefit source.

    The covered payments will not go to the tenant, but rather will go directly to the landlord or service provider who is owed the arrearage. Landlords cannot apply directly, only tenants can apply and if found eligible then their landlords will need to complete some documentation to get paid.

    You can apply for Mountaineer Rental Assistance Program (MRAP) online here https://apply.wvmrap.com/

    If you are a West Virginia resident age 60 or over you can call WV Senior Legal Aid for answers and help at 1-800-229-5068.

    If you are under age 60 you may be able to get assistance through a local MRAP partner from this list www.wvhdf.com/wp-content/uploads/2021/03/2021-3-5-WV-County-211-Office-MRAP-Partner-List.pdf

    Wednesday, March 03, 2021

    Government imposter scams increasing, arm yourself with preventive information

    You can rest assured that if you actually owe any money to any government agency you'll get a letter in the mail from them. Not a text, chat, call, or email.

    Tell your friends! There are lots of scammers who are pretending to be government agencies claiming you owe money. Government imposter scams are on the increase, and it is easy to understand how you can feel pressured to give money to these scammers. The Federal Trade Commission offers the following advice to protect yourself, and if you tell your friends, it might protect them, too.

    "Don’t trust caller ID. Scammers manipulate caller ID to look like the call is coming from an official government number. Look up the agency’s number yourself, if you’re concerned, and give them a call. But don’t use the number in caller ID.

    Government agencies like the Internal Revenue Service (IRS) or the Social Security Administration (SSA) won’t call, text, or email you to say that you owe money.

    Nobody legit will ever tell you to pay with gift cards, money transfers, or cryptocurrency.

    Never share personal information with anyone who contacts you. If you’re worried, look up the government agency’s information yourself to check with them.

    Sharing these tips might just help someone you care about sleep a little more soundly. And, of course, if you spot a scammer, talk about it, and then tell the FTC at ReportFraud.ftc.gov. Each report helps protect your community."

    If you are at least 60 yrs old and a WV resident, you can call and talk to a lawyer for free at WV Senior Legal Aid 1.800.229.5068.

    Monday, February 08, 2021

    WV Legislative session starts this week


    The West Virginia state legislature meets for 2 months every year, and this year's session begins on February 10, 2021. Some pandemic precautions will be in place at the Capitol, so public participation in person will be quite limited, though the proceedings are scheduled to be done in person in the House and Senate chambers. 

    You can see the calendar for the session at https://www.wvlegislature.gov/Bulletin_Board/calendar/calendar_2021.cfm

    Throughout the session you can see some daily highlights posted on the legislature's blog https://blog.wvlegislature.gov/

    Governor Jim Justice will present his State of the State address on Wednesday night which will be broadcast live starting at 7p on WV Public radio and public television. You can find your local public tv channel here https://www.wvpublic.org/find-wvpb-television and your local public radio station here https://www.wvpublic.org/find-wv-public-radio

    Wednesday, February 03, 2021

    WVSLA celebrates the life of Katherine Johnson

    Katherine Johnson’s extraordinary life began in White Sulphur Springs, West Virginia in 1918 and took her to a long career with the National Aeronautics and Space Administration (NASA) in Hampton, Virginia. She died February 24, 2020 at age 101.

    Much of her life history was revealed in the 2016 movie “Hidden Figures” and the book by the same name, ”Hidden Figures: The American Dream and the Untold Story of the Black Women Mathematicians Who Helped Win the Space Race,” by Margot Lee Shetterly.

    Mrs. Johnson’s love of learning and mathematics helped her excel in school and college at West Virginia State, and at West Virginia University as a graduate student. While she was enrolled in the WVU math program as a graduate student for just one semester, she played a ground-breaking role in integrating African-American students into the master’s program in 1939.

    With the can-do attitude that served her well all her life, Mrs. Johnson’s work with NASA involved making complex and unique calculations of the orbital mechanics which were critical to the success of the first and subsequent U.S. crewed spaceflights.

    Her 33-year career in the space program started with the very first space flights of Alan Shepard and then John Glenn and extended through to the planning for coordinating the vehicles involved in the 1969 moon landing, Space Shuttle missions, and even a mission to Mars. The astronauts were brought home safely on the failed Apollo 13 mission because of her calculations. She was part of the high-level Space Task Group responsible for launch and landing data. She co-authored 26 research papers.

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    Mrs. Johnson’s attitude was: “I always tried to do my best, because I did not want anyone to bring my work back to be redone – and they never did!”

    The space agency noted her ‘historical role as one of the first African-American women to work as a NASA scientist.”

    Her experiences also made her a strong proponent of STEM (science, technology, engineering and mathematics) as an educational focus.

    For her achievements, Mrs. Johnson received numerous honors: the nation’s highest civilian honor, the Presidential Medal of Freedom from President Barack Obama in 2015; the Congressional Gold Medal in 2020 posthumously; and a Silver Snoopy award, often called the astronaut’s award, for her work in assisting astronauts during the space missions.

    She received 13 honorary degrees, including an honorary doctorate from WVU in 2015 and an honorary doctorate from the University of Johannesburg, South Africa, in 2019. Four buildings have been named for her; two are major NASA facilities. The Katherine Johnson Independent Verification and Validation (IV&V) Facility is located in Fairmont, WV.

    From her first marriage, she had three daughters; Joylette, Constance, and Katherine. She later was remarried for almost 60 years, and happily, her family expanded to include 6 grandchildren and 11 great-grandchildren at the time of her death in 2020.