Client's Age: 77
County: Lewis
Client has so much credit card debt she doesn't know what to do. Her income is limited to Social Security and a widow's benefit from Workers Compensation from her deceased husband. I reviewed her assets, expenses, and income sources with her and explained that she is collection proof, and that means that she can protect virtually everything she has from these creditors. I sent her a letter explained how to write cease letters to stop the debt collection calls, and explained how to file an exemption form to protect herself if she gets a court judgments against her.
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