First, you get a call or a message from maybe a government agency (an imposter, of course), or perhaps a romantic interest you met online. They convince you to send money for some urgent purpose. They stay on the phone with you directing you to a local crypto ATM machine.
Then after you buy some crypto currency at the machine they send you a QR code. You scan the QR code with your phone and the crypto goes straight to their address.
And your money is gone. Fast.
Remember, no government agency will demand payment in a call. No government agency will request payment in crypto. You haven't won any prize, and your online love interest is not who they say they are if they are asking you for money.
Recognize the warning signs, talk about them with your friends so we all know what is out there, and before you give your money to anyone STOP, hang up, and take just a minute to calmly think about it.
If you are a West Virginia resident age 60 or over you can talk to a lawyer in private for free about scams, money, planning, or any other legal issue at West Virginia Senior Legal Aid 1.800.229.5068.