Wednesday, May 04, 2005

Case of the Week: 5/02/2005

County: Randolph
Age: 67

My client was contacted by a collection agency for a past due debt of approximately $800. Over half of the debt is for charges from 10 years ago. I contacted the collection agency on my client's behalf and informed them that the West Virginia Statue of Limitations bars collection of a debt that is 10 years or older, unless there is an acknowledgement with a new promise to pay. My client made no such acknowledgement. As a result, the majority of the debt was forgiven. My client can settle the account with less than $50.

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